The Chase Sapphire Reserve card has a very broad definition of travel. Cardholders will get 3x points when spending on things like hotel, airfare, tolls, parking, and more. To make it better, it also comes with an annual $300 travel credit. Not only is it a transferrable points card, but it pairs with other Chase cards to make up the Chase Trifecta. Cardholders can get a lot of value by transferring Chase Ultimate Rewards into Hyatt points.
The American Express Platinum card gets a remarkable 5x points on all airfare purchased with an airline or amextravel.com. This is a better category bonus than almost all of the co-branded airline cards, plus you’ll have many more transfer partners to choose and redeem from. The Platinum comes with a hefty annual fee, but one its perks is a Priority Pass membership, which will make your travel more enjoyable.
The reason the Chase Sapphire Reserve card stands out for rental cars isn’t because of the 3x points you will earn, but instead because of the primary rental car insurance – meaning it’s applied before your own personal car insurance. Your insurance company will never know your accident happened.
The revamped American Express Gold Card has turned into our go-to card to use when eating out in the United States. The card not only comes with a $10 credit for Seamless, GrubHub, Shake Shack, and the Cheesecake Factory, but cardholder also earn 4x the points on restaurant purchases. If you will be dining outside the United States, check out the Chase Sapphire Reserve or Preferred cards.
Winner: Chase Freedom (annual fee: free, 5x quarterly bonus in 2019 Q1 on Gas)
The Chase Freedom card is one of the most rewarding cards for everyday people to earn points and miles. Not only is there no annual fee, it rewards 5x the points in quarterly bonuses – gas is the 2019 Q1 bonus.
Winner: Chase Freedom Unlimited (annual fee: free, 1.5x on all purchases)
The Chase Freedom Unlimited card earns 1.5x on all purchases, which makes it a great card for shopping. The Chase Freedom will typically have quarterly bonuses for Department Stores and sometimes even Amazon.
Honorable Mention: Chase Freedom (annual fee: free, TBA 5x quarterly bonus on department stores and Amazon)
Best Bonus Category Spreadsheet
The Everyday Points and Miles spreadsheet for best credit cards for each bonus category is updated on a monthly basis. If you would like us to add a card or see something that needs to be updated, please let us know!